The Board evaluates a lender's retail banking products and solutions provided from the lender's facility-centered evaluation regions and nationwide, as applicable, on the institution stage as follows:
(E) Allocation from the greenback amount of the Group progress loan or Local community improvement financial commitment to geographic parts served through the loan or financial commitment:
If a navy bank delineates your complete U . s . and its territories as its sole facility-based mostly assessment place pursuant to § 228.16(d), the Board evaluates the financial institution completely with the institution degree depending on its general performance in its sole facility-based mostly assessment area.
(i) The quantity and percentage of originations and programs of the large financial institution's property home finance loan loans by borrower or applicant cash flow stage, race, and ethnicity;
(D) A lender apart from a big financial institution may possibly include retail banking providers or retail banking solutions element(s) and accompanying yearly measurable ambitions in its prepare.
(A) Brings together the overall performance scores for every supporting conclusion for each significant item line into an item line score; and
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The Board's thought on the distant company facility distribution metrics is informed by the following benchmarks:
In assigning Retail Lending Exam conclusions for the Condition pursuant to § 228.22(h), the Board won't consider a bank's activities to get in the Condition if People activities occur in a very retail lending evaluation region consisting of counties in multiple State.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
The Board evaluates an intermediate lender's report of helping to meet the credit history requires of its total community pursuant towards the Retail Lending Take a look at in § 228.
usually means a loan, including a legally binding determination to increase credit rating, here like a standby letter of credit score, that supports Local community growth, as described in § 228.13. A community advancement loan won't incorporate any property home loan loan thought of beneath the Retail Lending Check in § 228.
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(i) The whole thing of an individual MSA (using the MSA boundaries that were in impact as of January one with the calendar yr where the delineation applies), excluding any counties Within the big bank's facility-based assessment regions; or